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My Insurance renewal with Marsh

My insurance is inclusive of gap insurance for the first 2 years.
Regards,

[FONT=comic sans ms, sans-serif"]Clive[FONT=verdana,geneva"]
 
Still not sure why my quotes are so high. 55 yrs old, Bristol based, garaged car, 5k miles, only myself and my wife, one 3-pointer in 2013 so comes off the licence this December. Lockton couldn't explain why so dear either!
 
JAW911 said:
Still not sure why my quotes are so high. 55 yrs old, Bristol based, garaged car, 5k miles, only myself and my wife, one 3-pointer in 2013 so comes off the licence this December. Lockton couldn't explain why so dear either!


You don't tell us how many quotes you have received, but Lockton and Hiscox are generally two of the more expensive sources for modern 911's.
It's useful to shop around. [;)]

I always think a couple of hours on the phone to save a four figure sum on car insurance is well worth the effort. [:)]
Regards,

Clive
 
A further point to consider is some policies require the car to be garaged when at home between the hours of 10pm and 6am. So presumably if it were outside and damaged or stolen then, it would be uninsured! [&:]
Regards,

Clive
 
Yes that is the case with my car. I never leave it out on the drive anyway so no issue.
 
There is little mention of mileage allowances on here. I have 15k on mine and, with the same company, this can make £100 difference compared to 5k,


 
JohnCR said:
There is little mention of mileage allowances on here. I have 15k on mine and, with the same company, this can make £100 difference compared to 5k,



+1. I changed mine from 12k to 18k and it made no difference to the premium quoted.
 
I really need to review this. I asked how much to add another 5k to my current 5k miles and Hiscox quoted another £600!! Needless to say I still have just the 5k! Presumably those with new cars have gap insurance to cover the gaping hole between what your car is worth in your eyes and what the ins company will pay out in the case of a total loss. I have agreed value at £62.5k and seem to be paying well for it.
 
Hi,
I've just swapped my 2014 Cayman S for a 2017 991 C2 and am wondering whether to bother with the tracker. The car was originally a demonstrator for Porsche Hatfield and the tracker has never been registered. My local (if you can call Cambridge local -its 65 miles!) OPC will happily register the tracker for me for a small fee (45mins labour) but I'm not sure I want the hassle of having to remember the fob when I drive (shame you can't program your iPhone to do the job). Is there any significant saving on the insurance if you have it working?

I'm with LV at the moment and they charged me about £100 to swap the policy which expires in September - I think I paid around £400 for the Cayman so would be expecting c£600 for the new car.
 
Time has come to insure my Targa 4s for another year and although I have been insured through Marsh for a number of years and have been more than happy with the performance from them I decided to try Locktons this time around and on the face of it, I think I will be moving to them.
There are pluses and minuses but the pluses far out weigh the minuses and this time around they were far more professional than my previous dealings with them and made me feel as though they cared and wanted to deal with me.
 
dyllan said:
Bristol is a renowned dangerous place ??
Turns out Dylan that there may well be some truth in what you say in terms of risk for the under-writer. According to Manning UK, Bristol is within area 29 which is about half-way towards area 60 (I think it goes that way) which is the dearest area in which to insure a car. Manning quoted £1237 as against my current £1250 from AIB (Hiscox) and Lockton was £100 less. Anyone else from the Bristol area suffer like this?!


 
JAW911 said:
dyllan said:
Bristol is a renowned dangerous place ??
Turns out Dylan that there may well be some truth in what you say in terms of risk for the under-writer. According to Manning UK, Bristol is within area 29 which is about half-way towards area 60 (I think it goes that way) which is the dearest area in which to insure a car. Manning quoted £1237 as against my current £1250 from AIB (Hiscox) and Lockton was £100 less. Anyone else from the Bristol area suffer like this?!



I wonder if Swindon is considered more or less risky than Bristol...?! [8D]
 

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