Anyone got their car insured by Admiral is it true that you need to list all factory options to them as their t&c state that modification means anything that’s added to the car that isn’t standard specification this is a new one on me I thought modification meant aftermarket accessories but apparently not,any views on this appreciated
Admiral insurance
- Thread starter mark.leach
- Start date
All of my family cars are with Admiral.
The online quotation system is good but I find it's easier to speak to someone rather than relying on what your perception of a modification is. The only thing they put down as a mod was the extended leather and paint, oh, and PPF but none of those raised the cost.
My son had a no fault claim and they were excellent and the car was repaired in 3 weeks (waiting for parts). They only use genuine parts unless the repairer can't get new due to age. My Son's insurance also went down at renewal.
I suppose it's better to over declare rather than under I suppose but in 4 years We've had no issues (touch wood).
Dan
The online quotation system is good but I find it's easier to speak to someone rather than relying on what your perception of a modification is. The only thing they put down as a mod was the extended leather and paint, oh, and PPF but none of those raised the cost.
My son had a no fault claim and they were excellent and the car was repaired in 3 weeks (waiting for parts). They only use genuine parts unless the repairer can't get new due to age. My Son's insurance also went down at renewal.
I suppose it's better to over declare rather than under I suppose but in 4 years We've had no issues (touch wood).
Dan
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