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Odd Insurance Info

Hairyarse

Hairyarse

New member
When I purchased the Turbo a few weeks back, I rang my insurance company for the extra money to insure it instead of the square dash. I was expecting to pay a couple more hundred pounds, but it was actually £26 plus £30 fee. Happy days I thought!

When my insurance certificate turned up it stated 944 LUX, not Turbo. I had told them it was a Turbo and questioned it again. They asked me to send a copy of the V5 which I did and they've now come back with this;

We have checked your vehicle registration number against
Askmid.co.uk and our system, although the V5 does not show
the LUX this is what it is registered as and is the only
model for that year or registration/manufacture. You can
check this information against Askmid.co.uk.

I'm not complaining about the £26 that's for sure, but just curious that Turbo isn't listed on the V5 or Askmid. Is this the same for all Turbo's?

Cheers
Andy
 

Looooooooooooool , I hope you've actually checked under the bonnet m8ee you could be the most disapointed 944 owner ever to grace the planet.

Just the thought cracks me up [:D]

Quote Hairyarse on checking under his bonnet " FFS I thought she needed a tune up "
 
Lux isnt a model, its a trim level like GL. That aside their answer appears to be complete nonsense to me - Id write requesting a written reply confirming cover on your 1986 944 Turbo.
 

ORIGINAL: 944 man

Lux isnt a model, its a trim level like GL. That aside their answer appears to be complete nonsense to me - Id write requesting a written reply confirming cover on your 1986 944 Turbo.
Click to expand...


I agree with Simon, just to be safe, to ensure you have the right cover. The V5 won't tell them it's a turbo unless they check the engine number, perhaps just for piece of mind you should do that but I'm sure it will be ok. The only thing to check is that you have the correct cover, my V5 doesn't have the word turbo but my insurance certificate certainly does.

Pete
 
Having worked in the car insurance industry for seven years (OK - many years ago!) they have not rated it as a Turbo and whilst the docs have the correct reg no on it, in the event of a claim, that could pose a problem.

As Pete and Simon suggest,I would want confirmation in writing that it is rated as a Turbo.

 

ORIGINAL: ukmastiff


Looooooooooooool , I hope you've actually checked under the bonnet m8ee you could be the most disapointed 944 owner ever to grace the planet.

Just the thought cracks me up [:D]

Quote Hairyarse on checking under his bonnet " FFS I thought she needed a tune up "
Click to expand...

LMAO - that would be a shock (and the worst viewing for buying a car ever!)

I have already gone back to the insurance company as don't want to find I'm not insured - very odd though!
 
It isn't really odd. AskMID merely reflects what a (previous) insurance company has been told the car is. My VW Golf, for example, is down on AskMID as a GT TDi 130 PS. It isn't. It is really a 130 PS High Line but since that model was never sold in the UK (my car was a private import from Holland back when such shenanigans made sense), and the GT TDI was the only UK Mk IV Golf sold with the 130 PS engine, some earlier insurance company has recorded it as the model available in the UK rather than update their computer system.

So... at some point (probably just before the AskMID database was first put together) someone has insured your car as a "Lux". Either through ignorance or because they wanted to sneak some cheaper insurance.

If your insurance company doesn't understand this; may I ask whether they are part of the Disney franchise? [:D]
 

ORIGINAL: GlennS

If your insurance company doesn't understand this; may I ask whether they are part of the Disney franchise? [:D]
Click to expand...

LMAO [:D]

I'm waiting with anticipation for their next reply!
 
When it comes to insurers - nothing surprises me anymore. They list my '91 S2 as an S because they don't have any other rating. I told them S2 repeatedly while the "specialist" was looking up my vehicle and then when I repeated it again for the fourth time I got a response like I was lying about it for a cheaper rate - or killed her children - not sure which.

Anyway - there are VERY few who actually understand what they are dealing with. Good luck with your wizards....
 
When I swapped the 944 Turbo for the 968 Aviva wanted to put my insurance up from £350 to £620 a year!!

When I asked why they told me that the new car was a very powerful sports car sir...I asked what he thought the old one was, and he mumbled, stumbled and then, well this is what my screen is telling me sir..

In the end I switched to Tesco and insured it for £380 with a smaller excess
 

ORIGINAL: bmnelsc

When it comes to insurers - nothing surprises me anymore. They list my '91 S2 as an S because they don't have any other rating. I told them S2 repeatedly while the "specialist" was looking up my vehicle and then when I repeated it again for the fourth time I got a response like I was lying about it for a cheaper rate - or killed her children - not sure which.

Anyway - there are VERY few who actually understand what they are dealing with. Good luck with your wizards....
Click to expand...
In fairness, in the UK all S2's are listed on the V5 as 'S', as that's what the DVLA calls them. Although most insurance companies are clue-y enough to spot the difference in engine capacity.

(When I bought my S2 I did come across several S's that were for sale as S2's. I called one of the owners up to ask for some more details, told him it was both too old and had the wrong front to be an S2 and asked what he was playing at. His reply was "Well mate, it's a hell of a lot of car for the money!" [:eek:] Top marks for trying, I guess ... )


Oli.
 
Really? Crumbs - I am surprised. Every day is a school day and I stand corrected ...

Mine certainly says "944 S" (I just checked) and I thought they all did.


Oli.
 
When these cars were new, theyd be registered as whatever was written on the form and it could also be changed subsequently by an interested owner.
 
Mine says S2 Cabriolet. I've spent the past 14 years trying to get that damned roof down :ROFLMAO:

The DVLA records in the 80's were not particularly accurate
 
All this talk caused me to dig out my V5C. It correctly identifies the car as a 944 S2 Coupe.

It also prompted me to pop onto the DVLA site and review the car's MOT history going back to 2006; it always a relief when the recorded mileage tallies [:D]
 
My V5 says 944 S . On an other note just insured it today 5000 miles fully comp 9 points on my license. How Much £ 202 all in. not bad at all.
 
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