Menu toggle

New Targa GTS incoming - insurance recommendations and more

W

whiskyguy

PCGB Member
Member
New member saying hello with a first post for my first Porsche!

I have a Targa GTS that's finished build and hopefully on it's way to the OPC right now. Excited to be soon taking delivery and although I imagine this question gets asked a lot I wonder if anyone had any advice in terms of insurance? I'm assuming I'll need/want GAP, but note that a number of providers offer guaranteed value so was wondering what works out best over say five years?

I expect that the normal providers (Churchill, Admiral etc) will provide the most price competitive quotes, but has anyone had good experiences with the likes of Lockton or Classicline etc? I don't plan to track the car so cover for track days would be wasted. What is most important is that in case of an accident/claim the full value of a replacement is covered, a courtesy car is provided and that repairs are done at a specialist bodyshop or garage. I'm happy to pay a little more to get better cover, but not lots more!

Finally are there any "must have" accessories you'd recommend? Coming from a M3P Tesla the thought of having to plug your iPhone in is quite primitive! So a wireless charger/dock is top of my list. Also considering GT3 side skirts at some point. The car is getting good PPF coverage and ceramic so should be good in terms of paint protection for years to come.

Thanks!
 
Classicline have been extremely fair with me over the past few years, they do offer a guaranteed value option ... am not sure on the remainder of your requirements but worth a call

I stay positive and avoid GAP - I like primitive and employ an ignition ON / communication OFF policy - Be sure to mention PPF when discussing a policy as some insurers are averse to it ...
 
An amazing first Porsche, congratulations!
For me, Classicline was the most competitive. Lots on offer but I was told that they do not provide GAP cover on cars over >£100k.
Good luck with the search.
 
Dec 18 Targa GTS, Im with LV, mileage restricted to 2k PA as I rotate cars. Cost £325 based on 'Market Value' of 92k.
I have five year gap cover with ALA @ £360 (max claim 50k) so £72 per annum.
Im happy with my setup.
Good luck and welcome to PCGB

 
if I can re-use this post…. Newbie here :)
I was wondering what you did in the end? I’m taking delivery of mine next week - and Admiral came to £1,700 per year which seems reasonable.

Do I need GAP? Who provides that?
 
I bought our gap insurance through the dealer. I also bought tyre and alloy insurance too. I’ve already claimed for a few tyre, (screw in a car park, grrrrr). I’m ashamed to say that I’ve claimed on gap too when I wrote off a car. I took gap on our 992 and would again. Thanks Nigel.
 
Buy your GAP from ALA and use the code MSE25.

Never buy GAP from the dealer. It's waaaaaaay too expensive. I paid £200 for 3 years GAP plus insurance excess cover with ALA for my 718 GTS.

Dan
 
Dealers must now be making `more profit` from selling insurance (GAP - Wheels - Tyres) than the cars themselves, it is often discussed before the car itself :ROFLMAO:

When considering that for tyres, take note of the policy conditions vs. Porsche`s stipulation of wear and replacement across axles
 
You must log in or register to reply here.

Posts made and opinions expressed are those of the individual forum members

Use of the Forum is subject to the Terms and Conditions

Disclaimer

The opinions expressed on this site are not necessarily those of the Club, who shall have no liability in respect of them or the accuracy of the content. The Club assumes no responsibility for any effects arising from errors or omissions.

Porsche Club Great Britain gives no warranties, guarantees or assurances and makes no representations or recommendations regarding any goods or services advertised on this site. It is the responsibility of visitors to satisfy themselves that goods and/or services supplied by any advertiser are bona fide and in no instance can the Porsche Club Great Britain be held responsible.

When responding to advertisements please ensure that you satisfy yourself of any applicable call charges on numbers not prefixed by usual "landline" STD Codes. Information can be obtained from the operator or the white pages. Before giving out ANY information regarding cars, or any other items for sale, please satisfy yourself that any potential purchaser is bona fide.

Directors of the Board of Porsche Club GB, Club Office Staff, Register Secretaries and Regional Organisers are often requested by Club members to provide information on matters connected with their cars and other matters referred to in the Club Rules. Such information, advice and assistance provided by such persons is given in good faith and is based on the personal experience and knowledge of the individual concerned.

Neither Porsche Club GB, nor any of the aforementioned, shall be under any liability in respect of any such information, advice or assistance given to members. Members are advised to consult qualified specialists for information, advice and assistance on matters connected with their cars at all times.

Porsche
Lockton
Pirelli
Officially approved
Oracle Finance
WEX Esso
Collecting Cars
Archant Dialogue
Back
Top