Insurance warning
- Thread starter Mikie_gb
- Start date
carlmthompson
New member
Couldn't agree more. Still have to pay it along with Road Tax (which you pay out of money that's already been taxed[
]).Edited cause my HTML skills are getting worse (have a team of 40 web developers woring for me[
])ORIGINAL: carlmthompson
(have a team of 40 web developers woring for me[
Was it a K or an H that you missed out there ? [
]carlmthompson
New member
More of the H and less of the K judging by the state of some of them[]
Only kidding - wouldn't be where I am without them!
Edited: Sorry - should have said LOLSSSSS - read it at work earlier wher for some bizzare reason it won't let me post!
]Only kidding - wouldn't be where I am without them!
Edited: Sorry - should have said LOLSSSSS - read it at work earlier wher for some bizzare reason it won't let me post!
Good warning. Thanks.
In practice, you would have had recompense from them if you had been stopped but - as you said - it would have been a dirty and long process.
If I was you, I'd be writing a letter to someone senior there, outlining the facts as you told them here, and asking what they have to say about the matter. Don't just grumble on the forums, grumble to the people who can make something change ...
Oli.
In practice, you would have had recompense from them if you had been stopped but - as you said - it would have been a dirty and long process.
If I was you, I'd be writing a letter to someone senior there, outlining the facts as you told them here, and asking what they have to say about the matter. Don't just grumble on the forums, grumble to the people who can make something change ...
Oli.
pauljmcnulty
Active member
Hi Chris,
Sorry to hear this, knowing you're uninsured is a horrible feeling.
I think we need to be careful to avoid the "name and shame" rules here. Any company makes mistakes, and it's more how it's dealt with that matters. Ian Fray is the Chairman of Classicline, and I think he'd be very interested to read your comments. Whilst I had huge issues with my claim through them, they were very helpful in dealing with the insurer who were messing me around.
Oli's right. Often it's nice to "sound off" to friends on a forum, but in extreme cases it can lead to legal action from companies if they feel they've been damaged by being named. That's clearly not the case here, but we do have to be careful. []
Sorry to hear this, knowing you're uninsured is a horrible feeling.
I think we need to be careful to avoid the "name and shame" rules here. Any company makes mistakes, and it's more how it's dealt with that matters. Ian Fray is the Chairman of Classicline, and I think he'd be very interested to read your comments. Whilst I had huge issues with my claim through them, they were very helpful in dealing with the insurer who were messing me around.
Oli's right. Often it's nice to "sound off" to friends on a forum, but in extreme cases it can lead to legal action from companies if they feel they've been damaged by being named. That's clearly not the case here, but we do have to be careful. [
]
Copperman05
New member
Something similar happened to my Dad some years ago when the AA failed to notify him of his upcoming renewal date, let the insurance run out and left him uninsured for 2 weeks before he found out. Ultimately it was his responsibility but they agreed to pay his renewal fee in compensation as an apology.
Edd
Edd
Yes Paul, it's a fine line, and I tried to word my email so as not to unfairly slate them, just tried to state fact. I'm happy to remove the CL name if that's preferred though, no issues with that whatsoever. My main intention was to raise awareness of the perils of renewing (while having a little moan if I'm honest). I'd got into the habit of just accepting things as done after I'd hung up the phone, but in future will be double and triple checking. When I phoned up to check I did find David (don't remember his surname) to be very helpful though, so cannot criticise him at all. All my dealings with Nicky Mason have been equally as good. As a company I find them no better or worse than any other, it's just a shame that a simple mistake could have cost me very dearly. I would not warn anyone away from ClassicLine, as their price was excellent (£185.83 for 3000 miles).
I worked a year in insurance when I first left school and know mistakes happen. A colleague of mine found herself escorted to the door when we found a proposal for a surgeon's HIV insurance hidden in her draw, a mistake that could have closed the business if a claim had been made. Even the best companies make mistakes.
This is an important thing to remember, saying you believed you were insured does not mean a thing, even if you have circumstantial evidence to back it up. At the end of the day, if you are not insured, you are not insured, and it would be up to you to seek redress if you were justified. Then, you'd have to have the same fight with the DVLA over any penalties that they applied.
You may well be right, but affording a solicitor is a bit of a problem for a lot of people.
ukmastiff
New member
Its very easy for people to say what he 'should' have done to check he was insured and yes ultimately it is down to the driver but congrats for putting your head above the parapett in posting as many folk wouldnt have bothered for the benefit of all !
I genuinely do always check ask mid online which I don't think may folk do and would recommend anyone does the same each time they have renewed.
http://www.askmid.com/
Thanks for the useful post.
Mas
At worst you could have had an accident, which was your fault and the other party, was injured. That doesn't even bear thinking about in terms of cost....
We had something similar. Other half thought that the insurer would automatically contact her a month or so before the renewal date - mine always have. But they didn't and she too drove around for a while uninsured. But, as has been pointed out, that's no excuse and the individual is responsible and they, the insurer, are in the clear.
A little advice.
When you renew on the phone/online request that a certificate of insurance is e-mailed to you imeadiately. I usually say that it is required for an event that I have entered.
When you renew on the phone/online request that a certificate of insurance is e-mailed to you imeadiately. I usually say that it is required for an event that I have entered.
pauljmcnulty
Active member
Good advice, Geoff. []
Another thing to watch is renewals, as I found doing my van yesterday. The renewal quote was £496, so I called them......
"That seems high, I've shopped around and got a quote of £301 but would rather stay with you"
"Well, we do include a lot of extras like breakdown cover"
"I don't want all that, what's your best price"
"£302" [&:]
]Another thing to watch is renewals, as I found doing my van yesterday. The renewal quote was £496, so I called them......
"That seems high, I've shopped around and got a quote of £301 but would rather stay with you"
"Well, we do include a lot of extras like breakdown cover"
"I don't want all that, what's your best price"
"£302" [&:]
For the first time in 21 years of daily driver motor policies insurance i renewed with the company who were my current insurer. In all of the other years the current insurers renewal was very uncompetitive. I wonder if the insurers have changed their strategy on renewal costs?
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