Insurance renewal

[911hillclimber]

Really just a heads-up.
Have had my 2009 2.9 Boxster with LV for around 5 years now, and the renewal has just arrived today.

£363 for 25/26 V £325 for 24/25, about 12% increase.
Usual increases blamed, none of which I've 'contributed' to!

 

[malarcy]

Mine is under admiral multicar. 4 cars 3 drivers last year £1250 this year (tomorrow) £840. Boxster contrib £176. Wife’s Peugeot 107 £173. Remainder is daughters fiat 500 and the daily focus (which is nearly double the boxster)

 

[marc_tt]

Had even higher LV increase notice and just switched to General Accident (Aviva Group) for £174 fully comp, London postcode and parked on street.

Compared multi-car to individual car policies and individual policies were 30-40% cheaper (including Admiral)!

Suggest start with Money Saving Expert and do the price comparison sites.

 

[duffy]

My renewal with Aviva for my 718s this year was £380 which was the same as last year. I did receive a quote look from Lockton who I have used in the past. Lockton quoted £1150.00 which seems crazy as when I last used Lockton Aviva were the underwriters...

 

[tjb]

Time to shop around for a better deal as you have been with LV for a longtime and there are much better deals out there, excluding Locktons who are always extremely eye wateringley expensive.

 

[marc_tt]

Money Saving Expert headline: Car insurance prices DOWN 16% so...
As we go into a busy renewal time, a crucial reminder - even if your insurer drops your price, don't just accept it, you're likely OVERPAYING

 

[CLIFFWILKINS]

Hi
Give Aviva a try got a good deal on the Boxster .
Admiral multi car tend to give a good deal.
Cheers Cliff

 

[tjb]

Ours increased from £260 to £282 Boxster 981 GTS, but we have limit of 6,000 miles per year as we generally don't use it over the winter months - Porsche Insurance.

 

[CLIFFWILKINS]

Good idea limited mileage if not an every day car we all know roughly what we do in our cars.

 

[911hillclimber]

Thank you all.
Called LV this morning at 9.01am!
Got straight through!!

Dropping the miles from 12K to 7K and some reaction to me cancelling the Auto Renewal bought the cost down to £300.

On-line quotes from SAGA @ 7K miles = £268, Direct Line was £277

The cover seems to be much the same as LV, no worse in key areas.

Time for a change and I have about 3 weeks to do it, so will try those others mentioned above and see.
The price of being lazy is now too much, and my 6 years loyal to LV I feel has been ignored, so want to change just to spite them!

 

[CLIFFWILKINS]

Good luck with better quotes

 

[911hillclimber]

Ok, tried several, and here is the summary, cheapest first:

SAGA £268 (fixed for 3 years)
Direct Line £277
LV= £304
General Accident £360
AVIVA £433
Porsche Insurance £2308 (yes, 2 thousand, three hundred and eight pounds only).

Used to be with Direct Line and made a claim, accident not my fault, good service, terrible repair.
My daily Skoda is with LV, cheapest for the car in July this year.
My wife's Skoda Citigo is with SAGA.

Looks like a call to SAGA, see if 2 cars give me a smaller cost and the job is done.

I did think about Porsche Insurance, but felt it was not suitable.....

 

[tjb]

Ok, tried several, and here is the summary, cheapest first:

SAGA £268 (fixed for 3 years)
Direct Line £277
LV= £304
General Accident £360
AVIVA £433
Porsche Insurance £2308 (yes, 2 thousand, three hundred and eight pounds only).

Used to be with Direct Line and made a claim, accident not my fault, good service, terrible repair.
My daily Skoda is with LV, cheapest for the car in July this year.
My wife's Skoda Citigo is with SAGA.

Looks like a call to SAGA, see if 2 cars give me a smaller cost and the job is done.

I did think about Porsche Insurance, but felt it was not suitable.....

Blimey Porsche Insurance are having a laugh, that is more than Locktons who are ridiculously expensive, doesn't sound right to us as we have been with Porsche Insurance since 2013 and would not normally stay with the same insurer due to them racking up the prices, I know we could get cheaper on the comparison sites but we have stuck with Porsche Insurance as they guarantee Porsche approved repairers and parts and 150% of the agreed value, glass replacement by Porsche approved repairers or Porsche Centres, we have a 6,000 miles restriction, both of us with full no claims and no motoring convictions, and are in the older age group (pensioners), car is garaged at night, 981 GTS Boxster at £282 for this year.

 

[CLIFFWILKINS]

Can't believe you never considered Porsche insurance lol

 

[911hillclimber]

Seemed odd to me too but I simply loaded all the info and that came out a minute later.

Our 'CV' is very similar to yours, maybe just where I live and sleeps on the drive in a cul-de-sac.

The 987.2 is not exactly valuable, not perfect, and just might be £12K tops. Maintained to death mind...

Going to try (finally) the AA and RAC to close this circle, but SAGA/Direct Line are top of the pile.
Need to double check I am comparing an apple with an apple before pulling the trigger.

 

[marc_tt]

Something else for the mix - neighbours also renewing Boxster insurance today and swapped insurance to wife as policy holder with him as main driver and premium went down £80.