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Classic car insurance.

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pauly

New member
I tried a search here but no result , Haggerty have quoted me under £190 but can't cover modified cars and in the future that could be an issue. Any recommendations ?. Cheers.

 
Give T.R. Youngs a call and try them as well. I know the website isn't very inspiring, but they've found me really, really good deals on classic policies the past couple of years running. My current one covers sensible mods and unlimited trackdays but was still ridiculously cheap.
 
Mine's through Adrian Flux for £175 agreed value, ungaraged. They also do modified as my slightly modded XJS is on a classic policy with them too, agreed value, garaged, avout £200.
 
ORIGINAL: edh

Heritage?

on a non-classic policy, HIC cover almost any mods
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But would that be as cheap, I'm already paying every day car insurance and bike insurance, I doubt I'll do trackdays or many miles in the 944 so classic is probably the way to go.
 
I have just renewed with HIC on my turbo. 3000 miles per annum, declared mods to suspension + exhaust, full trackday cover, agreed valuation. Premium is £305.
 
Adrian Flux=£300 +, Youngs=car too new. It's almost worth selling my daily runaround and having the 944 as my first car.
 
Short answer is that you will have to do the legwork yourself. As soon as you're out of the ordinary in any way the usual comparison sites and brokers are totally useless.

Last time I did the rounds quotes varied between £200 and £2000, with many companies not able to quote at all as my car isn't garaged. Even though it could be, but I'd be lying and I don't want to do that. [:mad:]

Boring to do, but it is worth spending a morning on the phone. [&:]
 
ORIGINAL: pauljmcnulty

Short answer is that you will have to do the legwork yourself. As soon as you're out of the ordinary in any way the usual comparison sites and brokers are totally useless.

Last time I did the rounds quotes varied between £200 and £2000, with many companies not able to quote at all as my car isn't garaged. Even though it could be, but I'd be lying and I don't want to do that. [:mad:]

Boring to do, but it is worth spending a morning on the phone. [&:]
Click to expand...

I used to have this with bike insurance, often getting widely differing quotes from brokers that were for the same policy/insurer.
 
Ah, fair enough. I was wondering where the cut-off might be, given that early Boxsters now seem to be eligible with a lot of classic insurers!
 
Hi Pauly,
I would try Hagerty again, Darren I think I dealt with. I declared Promax chip, Cup alloys S/S exhaust
K N filter and paid £158 before adding Breakdown cover and a one off track insurance for Le Mans Classic
added about £65.
Cheers
Sorry forgot congratulations looks a nice car.
Ron
 
ORIGINAL: ronald smith

Hi Pauly,
I would try Hagerty again, Darren I think I dealt with. I declared Promax chip, Cup alloys S/S exhaust
K N filter and paid £158 before adding Breakdown cover and a one off track insurance for Le Mans Classic
added about £65.
Cheers
Sorry forgot congratulations looks a nice car.
Ron
Click to expand...

Hi Ron,
Will do, thanks for the info.

Paul.
 
Just discovered Hagerty via the forum and got my insurance through them for my 944 lux....

£157.00 with 5k mileage a year .... not bad considering that includes legal cover and breakdown!

More than happy with the service as well...nothing automated and a real person at the end of the line [:D] who was genuinely interested.

Mike [;)]

 
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