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10 Oct 2021

Take charge of your finances

Club partners Oracle Finance talk about Electric Vehicle Funding and how you can safeguard the future value of your car with a Personal Contract Purchase plan

The topic of electric vehicles continues to dominate the motoring community, with mixed views on the reality of the government’s plan to ban the sale of cars and vans powered entirely by petrol and diesel by 2030. Here at Oracle Finance, we’re keeping a close eye on the subject and regularly review our funding options to ensure we can offer the most competitive packages for all of our clients.
According to energy watchdog Ofgem, almost one in four households plan to buy an electric vehicle or plug-in hybrid in the next five years. However, there’s still a lot of debate around the price of electric vehicles, running costs and funding options. Naturally, drivers have concerns around the cost of home-charging versus a regular tank of petrol or diesel; not only that, but future resale values are also still very much an unknown.
Most finance solutions normally last three to five years so, while Lease Purchase and Hire Purchase are still viable options, there’s a risk involved when it comes to selling your electric vehicle down the line. The good news is that Oracle Finance can now offer Personal Contract Purchase (PCP) on electric vehicles, meaning the lender takes the risk on the residual value at the end of the contract term. We’re already seeing more than 50% of our Taycan drivers taking Personal Contract Purchase as a way to safeguard the future value of their car.
Our expert team are not only passionate about Porsche but are real car fanatics, with a wealth of experience in funding vehicles from the world’s leading marques. So, if you’re considering a Taycan or any other electric vehicle, they will be able to arrange a funding solution tailored to you.
We’re always on hand to answer any questions so, if you’d like to discuss your next purchase or are thinking about refinancing your current car, please call us on 0330 333 4592 for a no-obligation chat or, for more information, please visit
Porsche Taycan
Personal Contract Purchase Representative Example
Duration of Agreement                 49 months
MRRP                                           £72,850
48 Monthly Payments of              £996.61
Customer Deposit                         £7,585.00
Amount of Credit                          £65,265.00
Optional Final Payment                £31,822.00
Acceptance Fee                             £0.00
Option to Purchase Fee                 £0.00
Total Amount Payable                   £87,244.28
Miles per annum                           12,000*
Fixed Rate of Interest                    3.83%
Representative APR                      7.40%
*Excess mileage charges apply

Why choose Oracle?
Oracle Finance is a credit broker, not a lender. This means that we work with a panel of 15 different lenders to give our customers a far greater choice of competitively priced options. Not only that, but we also offer a personal service; all of our clients have a dedicated account manager.
Keeping you competitive
Our dedicated account managers can review any current funding you have in place, arranged through Oracle or elsewhere, to ensure you have the most competitive package.
Free no-obligation quote
If you’re unsure which is the best funding option or simply wish to plan your budget before you search for your next Porsche, contact us for a free no-obligation quote.
Passion and expertise
Our specialist team are experts in Porsche cars, having funded more than 13,000 Porsche models over the years. With our panel of 15 lenders to choose from, our dedicated account managers provide expert personalised service to tailor the perfect solution for you and your Porsche.
For more information or a free, no-obligation quote, please call us on 0330 333 4592 or visit

At the end of the agreement, there are three options: i) pay the optional final payment and own the vehicle; ii) return the vehicle: subject to excess mileage and fair wear and tear, charges may apply; or iii) replace: part exchange the vehicle. Subject to changes in vehicle or equipment prices. Offers are not available in conjunction with any other finance offer and may be varied or withdrawn at any time. Accurate at time of publication [10/2021]. Finance is subject to status and available in the UK only. Guarantees and indemnities may be required.
Oracle Finance is a credit broker, not a lender. We can introduce you to a number of different lenders who may be able to provide funding for your vehicle; we may receive commission for doing so. Oracle Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 662576) for the sale of consumer credit. For more information, please visit

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