Club partners Oracle Finance explain why now is a great time to check whether your current finance agreement is still offering the best value.
When was the last time you revisited your current finance agreement to make sure it remains competitive? For many people, the answer is probably going to be not for a few years – or not at all.
A common mistake among car enthusiasts is to only look at their finance package when they are thinking about buying their next vehicle. Then, once they get behind the wheel of their dream car, their finance package is forgotten until the agreement is due to come to an end.
Most finance solutions normally last three to five years and during that time a lot can change, from movement in the market to a shift in personal circumstances. So these changes could mean your current agreement is no longer competitive.
You may also not have realised that the way in which car dealers and motor finance brokers can sell finance changed on 28 January this year, making the process fairer and clearer for car buyers, which means this is a great time to revisit your current finance agreement.
At Oracle Finance, we know that arranging finance can be a little dull and the thought of potentially refinancing your vehicle can seem too much hassle. That’s why our friendly team will be on hand throughout the entire process to do the hard work and make sure your experience is enjoyable and stress-free.
We can normally complete the entire transaction in three to five days, and it’s done in four simple steps.
Get in touch and let us know the current mileage on your vehicle, your intended useage and your settlement figure. If your finance was arranged through us, we’ll get the settlement figure for you.
Your dedicated account manager will speak to our panel of lenders to find some options for you, whether you’re looking to reduce payments, accelerate your path to ownership, switch the vehicle from a personal or business name or if you just want to change products to give yourself greater financial security.
Then we’ll discuss the options with you. If there’s a product that would benefit you, we can proceed. If not, at least you will know you’ve already got the best deal possible.
If you decide to go ahead with one of our options, we’ll arrange the settlement of your existing agreement and set up your new agreement. All you need to do is sign the new finance documents. It really is that easy!
Our expert team are not only passionate about Porsche but are real car fanatics, with a wealth of experience in funding vehicles from the world’s leading marques. So whether you’re looking to refinance your Porsche or another vehicle in your collection, they will be able to arrange a funding solution tailored to you. If you’d like to revisit your current finance agreement, please call us on 0330 333 4592 for a no obligation chat or for more information visit oraclefinance.co.uk
Helping all the way
At Oracle, we’re not just about finance. Our expert team build long-lasting relationships with customers, supporting them through their car buying journey. Not only will your account manager arrange a tailored funding solution but they can also…
Help with your search: Finding the perfect car can be difficult, so our experts are happy to help. If you don’t know the specific make/model you want, our team will use their expertise to make suggestions based on your search criteria.
Advise on price: We have market insight and access to the most sophisticated industry data to help you make an informed decision about whether the car you’re interested in is priced correctly and would be a good investment.
Keep you competitive: Your account manager will stay in regular contact throughout your agreement to make sure it still fulfils your requirements and remains competitive. We’re always on hand to answer any questions – to discuss your next car purchase and receive your finance quote, call 0330 333 4592.
Oracle Finance is a credit broker not a lender. Oracle Asset Finance Ltd is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 662576) for the sale of consumer credit. For more information, please visit oraclefinance.co.uk