GAp insurance

[MrDemon]

I stopped buying it, and moved to just a better insurance company from a cheapo one, the saving from gap buys you nicer insurance.

most 5 star offer return to invoice in the 1st year anyway on new cars.

"It won’t cover anything you think your car insurance owes you. If your main car insurance company offers you less than the market value of the car, and you accept, the GAP insurer won’t make up the difference."

+ "Your car has been labelled a total write-off"

 

[nwhear]

Hi

I posted recently about the order for my new Boxster. The dealer wants to charge me £825 for 3 years GAP insurance (with AXA) this seems extortionate looking around. I can easily get cheaper ( a Which recomended company is offering up to £50k for 4 years for £300 for instance)
Any advice and or recomendations appreciated.
Cheers
Nick

 

[plherbert]

I've just purchased GAP insurance through ALA after reading many reviews online. Ended up calling them for some further detail, I was very impressed with their approach and subsequently signed up. Does anyone have some insurance provider recommendations that would offer a return to invoice on older cars, say 5-10 years old.

 

[kitchens]

Used ALA on my 987 Spyder 3 year policy £270 thankfully never needed to claim was back to value of what I paid . Not one to subscribe to these policies but in this case gave me piece of mind for my hard earned cash I believe Marsh insurance will give you back to invoice value up to £73K without tracker fitted not sure it would apply to your older cars though .Found ALA very professional to deal with and staff are salaried not commission paid

 

[plherbert]

Yeah to be honest, funny how we all have different attitudes to risk, but ultimately I do think there is much more added value to GAP than the policies of 10 years ago. My understanding originally was for it to clear finance if you found yourself in a position of total loss, however now applicable to cash buyers as much as buyers with finance, and then restoring you back to invoice value.

I do think, I would prefer to pay a bit more for quality specialist insurance that gives better cover than your standard insurance policies, however I've always found the Porsche specialists insurers to be much more costly. I've just paid £220 for a 3 year policy and £20k sum insured, compared to the £800 policy I was offered by OPC, I thought it was a deal.

 

[jdpef356]

You should get one weeks FOC insurance with Marsh on your new Boxster.

My follow up with Marsh proved to be not only as good as other providers but a lot less expensive.

[link=https://www.marsh.com/uk/services/private-client-services/motor-prestige-performance-classic.html]https://www.marsh.com/uk/...rformance-classic.html[/link]

 

[Wollemi]

I got 5 years return to invoice gap insurance on my then four year old Boxster S for about £230 with car2cover who were Which recommended. I hope that I will never have to claim but I thought it worthwhile for the peace of mind.

 

[bbbannister]

Was very happy with the quote I received from these people: [link=https://www.ala.co.uk]https://www.ala.co.uk[/link]

Rob

[link]https://namesnnumbers.blog/porscheclubgbr23/[/link]

 

[polar964]

Take out insurance for an agreed value! Proof of purchase is required. I went with Locktons.

 

[Gorsh]

Just noticed this thread, anyone considering their options for Gap Insurance should take a look at gapinsurance.co.uk. You can take out Gap on used cars too and choose replacement or invoice cover, and buy tyre or tyre and alloy cover from them. Also if you change cars you can use the pro-rata refund towards a new policy and they will give you a good deal.

Another consideration if your car is new, the NFU will cover the full cost of your car if it's written off during the first two years - plus their service is excellent, I've recently had a claim (non fault thankfully) and they have been fantastic to deal with.

No connection to either, just a happy customer.

 

[Third stage]

Another thumbs up for NFU, but they will usually only offer cover for rural postcodes.

 

[Wilbur]

My broker, GAP insurance was £230 for 3 years, and £195 for my SR Jag F pace

 

[Chadders743]

Hi. Has anyone in the R3 region used a wrap company in the North East? Im thinking of having my 987 (Gen 1) front bumper and lower bonnet area clear wrapped to protect from stone chips etc. Would appreciate any experiences and costings. Thanks.

 

[tscaptain]

Hi. Has anyone in the R3 region used a wrap company in the North East? Im thinking of having my 987 (Gen 1) front bumper and lower bonnet area clear wrapped to protect from stone chips etc. Would appreciate any experiences and costings. Thanks.

It's always nice to welcome a new contributor to the forum, so welcome, but why have you posted on this thread? This is about GAP insurance! Best if you start a new thread in the R3 forum. If you need any help let us know.